Answers to your most frequently asked employee policy questions

Have I added a new employee or
has an employee’s job duties changed?

After you add an employee to RUN Powered by ADP^® (RUN), you will need to select and confirm their workers’ compensation class code.

What are these class codes and why are they important?

Workers’ compensation class codes are three or four digit codes created by the National Council on Compensation Insurance (NCCI). In order to provide the correct rates, the NCCI created a standard classification system for different business types. These codes distinguish different job duties performed by employees and they also indicate the amount of risk each job or work environment may have. Insurance companies use these codes as part of the underwriting process to determine proper rates and help with premium calculations.

How to view and change a class code in RUN

From your RUN homepage,
select the Employees tab.
Under employees,
select Directory.
Select the
employee name.

After you select the employee’s name, you will be taken to their employee information screen.

On the left panel, select Payroll Info under Payroll. Here is where you can view the class code related to your company and select one for your new employee.

If at any point during your policy you want to make changes to your employees’ class codes and the specific code you are looking for is not included in the listing, contact ADPIA client service for assistance.

Neither ADP or ADPIA will be responsible for the class code assigned. Employers must review and confirm class codes are accurate.

Should owners and officers be included or excluded from policy coverage?

For any questions you have regarding the inclusion or exclusion of owners and officers on your policy, contact ADPIA client service for assistance, as rules vary by state, type of business, and your individual needs.

Who is considered an independent contractor (1099) and
do I need to cover them on my policy?

Independent subcontractors (often referred to as a 1099 contractor) are contractors who run their own businesses and are hired to do a job for you, based on a specific or set job. It is very important that you determine whether the individuals/ contractors providing services are employees or independent contractors.

Keep in mind:

Independent contractors must provide proof they have their own workers’ compensation coverage, otherwise your policy will need to cover them.

If you need to cover them, contact ADPIA client service.

Proof of independent contractor coverage can be provided in the form of a Certificate of Insurance.

Please retain all Certificates of Insurance so you can provide them for your annual carrier workers’ compensation policy audit.

How to view your independent contractors in RUN

How is an on-the-job injury handled?

It is critical that you report the claim to your insurance carrier immediately after the injury.

If you do not see your carrier listed, contact ADPIA client service.

Carrier Claim Numbers
Amtrust (888) 225-2442	Hartford (800) 327-3636
Employers (800) 232-3085	Liberty Mutual (800) 266-2800
First Comp (888) 500-3344	Summit (800) 762-7811
Guard (800) 673-2465	Travelers (800) 787-2851

Answers to your most frequently asked employee policy questions

Have I added a new employee orhas an employee’s job duties changed?

Should owners and officers be included or excluded from policy coverage?

Who is considered an independent contractor (1099) and do I need to cover them on my policy?

How is an on-the-job injury handled?

Answers to your
most frequently
asked employee
policy questions

Have I added a new employee or
has an employee’s job duties changed?

Who is considered an independent contractor (1099) and
do I need to cover them on my policy?